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Taking CPP early: If I change my mind, can I pause it?

You can start taking your Canada Pension Plan as early as 60. But once you start taking CPP, can you pause payments if you decide you’d prefer to let the value grow a few more years? If you’re quick it may be possible, says Nicole Ewing, Director, Tax and Estate Planning, TD Wealth. She joins Kim Parlee to discuss how you can feel confident you’re making the best decision.
May 14, 2024
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Should we co-sign a mortgage for our daughter?

It’s not easy for young people to get into the housing market. Some parents may be in a position to give their child a hand. And co-signing a mortgage is one option. But is it a good idea? Nicole Ewing, Director, Tax and Estate Planning, TD Wealth, joins Kim Parlee to help answer this question.
April 1, 2024
Ask MoneyTalk / House

Help! I’ve overcontributed to my RRSP!

If you’ve overcontributed to your Registered Retirement Savings Plan, it’s not the end of the world. Nicole Ewing, Director, Tax and Estate Planning, TD Wealth, joins Kim Parlee to talk about the penalty for overcontributing and how you can resolve this issue.
February 20, 2024
Ask MoneyTalk / Retirement

Beneficiary vs. successor: Key differences for your TFSA, RRSP and RRIF

If you have investments in a Tax-Free Savings Account, Registered Retirement Savings Plan or Registered Retirement Income Fund, setting a beneficiary or successor can help ensure the funds get to the people you want after you’ve passed. So what’s the difference between a beneficiary and a successor? Mindi Banach, Tax and Estate Planner, TD Wealth, joins Kim Parlee to shine some light on this important topic.
January 30, 2024
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RRSP to RRIF: Do I need to name a new beneficiary?

Turning 71 this year? If you’re converting your Registered Retirement Savings Plan to a Registered Retirement Income Fund, you may be wondering whether or not you have to name a new beneficiary. Mindi Banach, Tax and Estate Planner, TD Wealth, joins Kim Parlee to weigh in on this common topic and some of the options you may have.
January 12, 2024
Ask MoneyTalk / Retirement